Credit Engine is an online lending startup founded in November 2018. We are aiming to reshape the financial system with data and technology. Our vision is "Data × Tech, Reshape financial system." To get a loan offline, borrowers need to submit documents, such as financial statements and business plans, to financial institutions. Borrowers have to go through a process of examination including an interview with the financial institution. Financial institutions evaluate loan applications based on the quality of submitted documents. Big companies that are used to creating documents are advantageous. SMEs are not used to it, so there is a problem that it takes too much time. Even if SMEs got these documents and had an interview with financial institutions, it takes time again for them to get the loan. SME financing has many pain points. We want to solve these pain points. We want to create an environment where SMEs can focus on their main businesses without worrying about financing. This is the root of our business. We believe that technology can get rid of those pain. - Paperless processes by utilizing online data such as POS system or payment service. - Fast and precise credit examinations by utilizing machine learning technology. Online lending service enables SMEs to access financing easily and support them to scale up their businesses, which creates considerable economic and social impact. ▶︎Our service [LENDY] Online lending service for SMEs powered by machine learning technology. [Credit Engine Platform] Lending as a Service, technology solution for financial institutions. [Credit Engine DataHub] We connect to and retrieve from third party data sources, such as online accounting services, in our underwriting/credit scoring/credit assessment process. ▶︎About our company Tech Crunch Japan http://jp.techcrunch.com/2017/01/30/creditengine/ The Bridge http://thebridge.jp/2017/01/credit-engine-seed-funding ▶︎HP https://www.creditengine.jp/